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Check Writing: A Step by Step Guide

The bank will be processing the checks you write according to the information written on the check. Ensure your handwriting is legible on all checks you write so that errors are not made during check processing. Also, always use a pen to write your checks, never a pencil.

1. Begin by writing in the date on your check. Most checks are printed with a Date_____ format. You can write in the date using any format such as August 5, 2005 or 8/5/05.
2. Write the company name or the name of the person you are writing the check to on the Pay to the Order of line.
3. In the box to the right of the Pay to the Order of line, beside the $ sign, write in the numerical amount of the check. For example, $12.99.
4. On the line under Pay to the Order of, write the same amount, but in words: Twelve and 99/100---.

The line is already pre-printed with the word Dollars. The fractional number will represent the number of cents and the line will prevent handwritten changes once you have sent the check.

1. Sign the check on the line on the bottom right corner of the check.
2. If you wish to make a special note as to what the check was written for, use the line printed on the bottom left corner of the check, typically with For printed in front of it. If you wrote the check for groceries, you could put a notation in this field.
3. Be sure to note the check number, date, check amount and who you made the check payable to in your check register or on your check stub, and subtract the check amount from your balance. A quick view of your check register or check stub will reflect your new account balance and will prevent you from overdrafting your account.